More people than ever are responsible for funding and guiding their own retirement savings, particularly as the availability of defined benefit (DB) plans
continues to decline and the Aged Pension in its present form remains under question. Yet many do not have the time or expertise to manage their retirement
Recent experience – including steep losses in some retirement portfolios in the wake of the financial crisis – has shaken investor confidence in
equity-centric, “just stay the course” approaches. In fact, by focusing solely on maximising returns during the working years, many people have taken on
excessive risk, especially near and during retirement.
PIMCO believes there’s a better way to reach retirement goals, whether an investor is investing through a defined contribution (DC) super fund,
self-managed super fund or another investment option. Rather than aiming for extreme wealth as an end result, it’s about managing retirement assets in an
effort to build and preserve sustainable purchasing power in retirement. It starts with having a better understanding of the risks in a portfolio and
deploys a broad asset diversification that takes those risks into account.
Recognising the difficulties superannuation funds, advisors and individuals face, PIMCO offers extensive thought leadership and investment strategies to
help investors through professionals as they prepare for all stages of retirement planning, from the working years to the transition to and through
PIMCO seeks to deliver thoughtful and innovative investment strategies, products and services to a broad array of institutional clients. Superannuation
funds are increasingly looking to service providers like PIMCO to engage in a partnering approach. They want investment firms to work creatively with them
to solve investment-related needs, from fund design and analysis to new product development, customised for their specific objectives.
Please contact your PIMCO representative for more information.